TRUSTEE’S NOTICE OF SALE The trust

TRUSTEE’S NOTICE OF SALE The trust deed to be foreclosed pursuant to Oregon law is referred to as follows (the Trust Deed): Grantor: Crystalridge Development, Inc., an Oregon corporation Original Trustee: Stewart Title Beneficiary: Community Financial Corporation, an Oregon corporation Date: September 3, 2020 Recording Date: September 9, 2020 County of Recording: Clackamas County Recording Reference: 2020-074058 The Trust Deed covers the following described real property in the County of Clackamas and State of Oregon, (the Property): See Exhibit A, which is attached hereto and incorporated herein by reference. Commonly known as: 9415 SE 132nd Ave., Happy Valley, OR 97086. The Grantor or other person owing the debt has defaulted as provided under the Trust Deed, and both the Beneficiary and the Trustee have elected to foreclose the Trust Deed and sell the Property to satisfy the obligations secured by the Trust Deed. The default for which foreclosure is permitted is the Grantor’s failure to pay when due the following sums: The entire unpaid balance of principal and interest due on September 1, 2021, plus unpaid property taxes with interest and penalties, if any, plus insurance premiums to keep the Property adequately insured. By reason of the default, the Beneficiary has declared all sums owing on the obligation secured by the Trust Deed immediately due and payable as follows: Principal Balance (includes accrued and unpaid interest, accrued and unpaid default interest, unpaid late charges and unpaid enforcement costs, in each case that has been capitalized): $499,209.08 Outstanding Accrued Interest (at the default rate of 11% through 06/30/2023): $13,753.56 TOTAL AMOUNT $512,962.64, plus interest after 06/30/2023 currently at the rate of $152.40 per diem. Unpaid accrued interest will be capitalized each month In addition, there will be Trustee’s fees, attorney fees, foreclosure costs and any sums advanced by the Beneficiary pursuant to the Trust Deed, less credits, if any. NOTICE The Trustee will on November 15, 2023, at the hour of 10:00 a.m. at the Front Steps of the Clackamas County Courthouse, 807 Main St., Oregon City, Oregon 97045, County of Clackamas, State of Oregon, sell at public auction to the highest bidder for cash the interest in the Property which the Grantor had or had power to convey at the time of the execution by Grantor of the Trust Deed, together with any interest which the Grantor acquired after the execution of the Trust Deed, to satisfy the obligations hereby secured and the costs, attorney fees and expenses of sale, including a reasonable charge by the Trustee. NOTICE OF RIGHT TO CURE The right exists for any person named under ORS 86.778, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by doing all of the following: 1. Paying to the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due, had no default occurred); 2. Curing any other default that is capable of being cured by tendering the performance required under the Trust Deed; and 3. Paying all costs and expenses actually incurred in enforcing the debt and Trust Deed, together with Trustee’s and attorney’s fees not exceeding the amounts provided by ORS 86.778. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. NOTICE TO RESIDENTIAL TENANTS The property in which you are living is in foreclosure. A foreclosure sale is scheduled for November 15, 2023, at the hour of 10:00 a.m. at the Front Steps of the Clackamas County Courthouse, 807 Main St., Oregon City, OR 97045, County of Clackamas, State of Oregon. The date of this sale may be postponed. Unless the lender that is foreclosing on this property is paid before the sale date, the foreclosure will go through and someone new will own this property. After the sale, the new owner is required to provide you with contact information and notice that the sale took place. The following information applies to you only if you are a bona fide tenant occupying and renting this property as a residential dwelling under a legitimate rental agreement. The information does not apply to you if you own this property or if you are not a bona fide residential tenant. If the foreclosure sale goes through, the new owner will have the right to require you to move out. Before the new owner can require you to move, the new owner must provide you with written notice that specifies the date by which you must move out. If you do not leave before the move-out date, the new owner can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing. PROTECTION FROM EVICTION IF YOU ARE A BONA FIDE TENANT OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING, YOU HAVE THE RIGHT TO CONTINUE LIVING IN THIS PROPERTY AFTER THE FORECLOSURE SALE FOR: — 60 DAYS FROM THE DATE YOU ARE GIVEN A WRITTEN TERMINATION NOTICE, IF YOU HAVE A FIXED TERM LEASE; OR — AT LEAST 30 DAYS FROM THE DATE YOU ARE GIVEN A WRITTEN TERMINATION NOTICE, IF YOU HAVE A MONTH-TO-MONTH OR WEEK-TO-WEEK RENTAL AGREEMENT. If the new owner wants to move in and use this property as a primary residence, the new owner can give you written notice and require you to move out after 30 days, even though you have a fixed term lease with more than 30 days left. You must be provided with at least 30 days written notice after the foreclosure sale before you can be required to move. A bona fide tenant is a residential tenant who is not the borrower (property owner) or a child, spouse or parent of the borrower, and whose rental agreement: — Is the result of an arm’s-length transaction; — Requires the payment of rent that is not substantially less than fair market rent for the property, unless the rent is reduced or subsidized due to a federal, state or local subsidy; and — Was entered into prior to the date of the foreclosure sale. ABOUT YOUR TENANCY BETWEEN NOW AND THE FORECLOSURE SALE: RENT YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD OR UNTIL A COURT TELLS YOU OTHERWISE. IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED. BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE. SECURITY DEPOSIT You may apply your security deposit and any rent you paid in advance against the current rent you owe your landlord as provided in ORS 90.367. To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment. You may do this only for the rent you owe your current landlord. If you do this, you must do so before the foreclosure sale. The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord. ABOUT YOUR TENANCY AFTER THE FORECLOSURE SALE The new owner that buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out after 90 days or at the end of your fixed term lease. After the sale, you should receive a written notice informing you that the sale took place and giving you the new owner’s name and contact information. You should contact the new owner if you would like to stay. If the new owner accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the new owner becomes your new landlord and must maintain the property. Otherwise: — You do not owe rent; — The new owner is not your landlord and is not responsible for maintaining the property on your behalf; and — You must move out by the date the new owner specifies in a notice to you. The new owner may offer to pay your moving expenses and any other costs or amounts you and the new owner agree on in exchange for your agreement to leave the premises in less than 90 days or before your fixed term lease expires. You should speak with a lawyer to fully understand your rights before making any decisions regarding your tenancy. IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR DWELLING UNIT WITHOUT FIRST GIVING YOU WRITTEN NOTICE AND GOING TO COURT TO EVICT YOU. FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU SHOULD CONSULT A LAWYER. If you believe you need legal assistance, contact the Oregon State Bar and ask for the lawyer referral service. Contact information for the Oregon State Bar is included with this notice. If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free. Information about whom to contact for free legal assistance is included with this notice. There are government agencies and nonprofit organizations that can give you information about foreclosure and help you decide what to do. For the name and phone number of an organization near you, please call the statewide phone contact number at 1-800-SAFENET (1-800-723-3638). You may also wish to talk to a lawyer. If you need help finding a lawyer, you may call the Oregon State Bar’s Lawyer Referral Service at 503-684-3763 or toll-free in Oregon at 1-800-452-7636 or you may visit its Web site at: www.osbar.org. Legal assistance may be available if you have a low income and meet federal poverty guidelines. For more information and a directory of legal aid programs, go to http://www.oregonlawhelp.org. NOTICE: If the recipient of this notice is a veteran of the armed forces, assistance may be available from a county veterans’ service officer or community action agency. Contact information for a local county veterans’ service officer and community action agency may be obtained by calling a 2-1-1 information service. Contact information for Clackamas County veterans’ service officer is: Clackamas County Veteran Services: 2051 Kaen Rd., Oregon City, OR 97045. Email: veterans@clackamas.us Phone: (503) 650-5631 In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word Grantor includes any successor in interest to the Grantor, as well as any other person owing an obligation, the performance of which is secured by the Trust Deed, and the words Trustee and Beneficiary include their respective successors in interest, if any. DATED: July 5, 2023 By: Edward H. Trompke, Successor Trustee Jordan Ramis PC PacWest Center 1211 SW Fifth Ave., 27th Floor Portland, OR 97204 Telephone: 503-598-7070 Fax: 503-598-7373 Subject Property: 9415 SE 132nd Ave., Happy Valley, OR 97086 EXHIBIT A LEGAL DESCRIPTION PARCEL 1: Part of Northwest ome-quarter of Section 26, Township 1 South, Range 2 East, of the Willamette Merifian, in the County of Clackamas and State of Oregon, more particularly described as follow: Beginning at the intersection of Market Road No. 29 with center line of that 50 foot roadway dedicated to The Public, by deed recorded in Book 628, page 467, Clackamas County Deed Records; thence Westerly along the center line to a point that is 230 feet West of the Center line of Section 26, Township 1 South, Range 2 East, of the Willamette Meridian; thence South a distance of 354.68 feet, more or less, to apoint om the North line of that tract conveyed to Ronald R. Still, et ux, by deed recorded May 8, 1964, in Book 639, page 514, Deed Records; thence Easterly along the line of said Still tract to the Southwest corner of that rract conveyed to Alton R Zinser, et ux, by deed recorded February 14, 1950, in Book 428, page 137, Deed Records; thence Northerly along the West line of said Zinser tract, a distance of 249.68 feet to the Northwest corner thereof; thence Easterly along the North line of said Zinser tract to the center line of Section 26, Township 1 South, Range 2 East, of the Willamette Meridian; thence North along said centerline to place of beginning EXCEPTING THEREFROM that portion lying in roads, in the County of Clackamas and State of Oregon. Parcel II: Part of the Northwest one-quarter of Section 26, Township 1 South, Range 2 East, of the Willamette Meridian, in the County of Clackamas and State of Oreegon, more particularly described as follow: Beginning at the spike marking the center of Section 26, Township 1 South, Range 2 East of the Willamette Meridianl thence North 0deg. 12′ 10 East 305.12 feet along the North and South 1/4 line through said Section 26 to the true point of beginning; thence North 89deg. 42′ 50 West 174.46 feet; thence North 0deg. 12′ 10 East 249.68 feet; thence South 89deg. 42′ 50 East 174.46 feet to the said North and South 1/4 line; thence South 0deg. 12′ 10 West 249.68 feet to the point of beginning. EXCEPTING THEREFROM the rights of th public in and to the East 30 feet luying in Deardorff Roadl and EXCEPTING the North 25.0 feet to be used for road purposes. Published July 14

ad: 295937