Notice of Default and Election to

Notice of Default and Election to Sell T.S. No.: CDS19-10199 Original Beneficiary Name: Mortgage Electronic Registration Systems, Inc., as Nominee for Universal Mortgage Company, LLC Trustor Name: Ryan H. Edwards Original Trustee Name: Fidelity National Title of Oregon Original trust deed recorded: 06/28/2013, as Document No.: 00029335 TS NO.: CDS19-10199 After recording return to: Commercial Default Services, LLC 4665 MacArthur Court, Suite 200 Newport Beach, California 92660 Phone: (949) 258-8960 Notice of Default and Election to Sell Reference is made to that certain deed made by Ryan H. Edwards as Grantor, to Fidelity National Title of Oregon as successor trustee, in favor of Mortgage Electronic Registration Systems, Inc., As Nominee For Universal Mortgage Company, LLC, as Beneficiary, dated 6/27/2013, recorded 6/28/2013, in the records of Marion County, Oregon as Instrument No. 00029335, with Darren J. Devlin, OSBA#971211, having been appointed by the beneficiary as successor trustee, covering the following described real property situated in the above mentioned County and State, to-wit: Lot 9, Brookstone Estates, In The City Of Salem, County Of Marion And State Of Oregon. The street address or other common designation, if any for the real property described above is purported to be: 5795 Sunstone St SE, Salem, OR 97306 The Tax Assessor’s Account ID for the real property is purported to be: R334060 The undersigned trustee disclaims any liability for any incorrectness of the above street or other common designations. The undersigned trustee hereby certifies that, upon information and belief after reasonable inquiry, no assignments of the trust deed by the trustee or by the beneficiary and no appointments of a successor trustee have been made, except as recorded in the records of the county or counties in which the above described real property is situated. Further, no action has been instituted to recover the debt, or any part thereof, now remaining secured by the trust deed, or, if such action has been instituted, such as action has been dismissed except as permitted by ORS 86.752(7).There is a default by grantor or other person owing an obligation, performance of which is secured by the trust deed, or by the successor in the interest, with respect to provisions therein which authorize sale in the event of such provision. The default for which the foreclosure is made is the grantor’s failure to pay when due the following sums: Delinquent payments From 6/1/2019 Thru No. Pmt 6 Rate 4.25 Amount $857.40 Total $7,490.34 Accrued late charges $214.35 Inspection fees $60.00 $7,764.69 Total Foreclosure cost: $2,934.16 Total Required to reinstate: $10,698.85 Together with any default in the payment of recurring obligations as they become due. By reason of the default, the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, those sums being the following, to-wit: Installment of principal and interest plus impounds and/or advances which became due on 6/1/2019 plus late charges, and all subsequent installments of principal, interest, balloon payments, plus impounds and/or advances and late charges that become payable. Notice is herby given that the beneficiary and trustee, by reason of default, have elected and do hereby elect to foreclose the trust deed by advertisement and sale pursuant to ORS 86.705 to 86.815, and to cause to be sold at public auction to the highest bidder for cash the interest in the described property which grantor had, or had the power to convey, at the time of the execution by grantor of the trust deed, together with any interest grantor or grantor’s successor in interest acquired after the execution of the trust deed, to satisfy the obligations secured by the trust deed and the expenses of the sale, including the compensations of the trustee as provided by law, and the reasonable fees of trustee’s attorneys. The sale will be held at the hour of 11:00 AM, in accord with the standard of time established by ORS 187.110 and pursuant to ORS 86.771(7) on 3/26/2020, at the following place: At the front entrance of the Marion County Courthouse, 100 High Street NE, Salem County of Marion, State of Oregon, which is the hour, date and place last set for sale. Other than as shown of record, neither the beneficiary nor the trustee has any actual notice of any person having or claiming to have any lien upon or interest in the real property hereinabove described subsequent to the interest of the trustee in the trust deed, or of any successor in interest to grantor or of any lessee or other person in possession of or occupying the property, except: Name and Last Known Address Nature of Rights, Lien or Interest. Notice is further given that any person named in O.R.S. 86.778 has the right, at any time prior to five days before the date last set for sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or Trust Deed, and in addition to paying the sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by O.R.S. 86.778. The mailing address of the trustee is Darren J. Devlin, OSBA#971211 4665 MacArthur Court, Suite 200 Newport Beach, California 92660 Phone: (949) 258-8960 Without limiting the trustee’s disclaimer of representation or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. In construing this notice, the singular includes plural, the word grantor includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by trust deed, the words trustee and beneficiary include their respective successors in interest, if any. The Beneficiary may be attempting to collect a debt and any information obtained may be used for that purpose. Dated: 11/14/2019 Darren J. Devlin Esq OSBA#971211 Signature By: Darren J. Devlin Esq A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document, to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. State of California} ss. County of San Diego} On 11/14/19 before me, Cynthia L. Russell, a notary public, personally appeared Darren J. Devlin who proved to me on the basis of satisfactory evidence to be the person whose name is subscribed to the within instrument and acknowledged to me that he executed the same in his authorized capacity and that by his signature on the instrument the person, or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under Penalty of Perjury under the laws of the State of California that the foregoing paragraph is true and correct. Witness my hand and official seal. Signature /s/ Cynthia L. Russell My commission expires April 22nd, 2020. Published Feb. 12, 19, 26 & Mar. 4, 2020. WI152570

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