TRUSTEE’S NOTICE OF SALE TS No.: 089011-OR Loan No.: ***8229 Reference is made to that certain trust deed (the Deed of Trust) executed by LENORA J. LAFKY, AN UNMARRIED WOMAN, as Grantor, to AMERITITLE, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS DESIGNATED NOMINEE FOR URBAN FINANCIAL OF AMERICA, LLC, BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS., as Beneficiary, dated 7/22/2015, recorded 7/27/2015, as Instrument No. 2015-269529, in the Official Records of Crook County, Oregon, which covers the following described real property situated in Crook County, Oregon: LOT 16 OF HIGH DESERT ESTATES SUBDIVISION PHASE I ACCORDING TO THE OFFICIAL PLAT THEREOF, RECORDED OCTOBER 15, 1992 IN MICROFILM NO: 106093, ON FILE AND OF RECORD IN THE OFFICE OF THE COUNTY CLERK FOR CROOK COUNTY, OREGON. APN: 13817 // 151621B000700 Commonly known as: 5318 SE DAVIS ROAD PRINEVILLE, OR 97754 The current beneficiary is: FINANCE OF AMERICA REVERSE, LLC Both the beneficiary and the trustee have elected to sell the above-described real property to satisfy the obligations secured by the Deed of Trust and notice has been recorded pursuant to ORS 86.752(3). The default consists of 1) Failure to pay the required real property taxes for the years of 2018 and 2019. 2) Failure to pay insurance for the year of 2020 for a total of $5,222.10. TOTAL REQUIRED TO PAYOFF: $164,573.12 By reason of the default, the beneficiary has declared all obligations secured by the Deed of Trust immediately due and payable, including: the principal sum of $151,576.85 together with interest thereon at the rate of 4.299 % per annum, from 6/30/2019 until paid, plus all accrued late charges, and all trustee’s fees, foreclosure costs, and any sums advanced by the beneficiary pursuant to the terms and conditions of the Deed of Trust Whereof, notice hereby is given that the undersigned trustee, CLEAR RECON CORP, whose address is 111 SW Columbia Street #950, Portland, OR 97201, will on 6/25/2020, at the hour of 11:00 AM, standard time, as established by ORS 187.110, AT THE FRONT ENTRANCE OF THE CROOK COUNTY COURTHOUSE, 300 E 3RD ST., PRINEVILLE, OR 97754, sell at public auction to the highest bidder in the form of cash equivalent (certified funds or cashier’s check) the interest in the above-described real property which the grantor had or had power to convey at the time it executed the Deed of Trust, together with any interest which the grantor or his successors in interest acquired after the execution of the Deed of Trust, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.778 has the right to have the foreclosure proceeding dismissed and the Deed of Trust reinstated by payment to the beneficiary of the entire amount then due (other than the portion of principal that would not then be due had no default occurred), together with the costs, trustee’s and attorneys’ fees, and curing any other default complained of in the Notice of Default by tendering the performance required under the Deed of Trust at any time not later than five days before the date last set for sale. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word grantor includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by the Deed of Trust, the words trustee and beneficiary include their respective successors in interest, if any. Dated: 2/12/2020 CLEAR RECON CORP 111 SW Columbia Street #950 Portland, OR 97201 Phone: 858-750-7600 or 866-931-0036 Shella Domilos, Authorized Signatory of Trustee. Published Mar. 6, 13, 20 & 27, 2020. PCO154451

ad: 154451

Publication: Non-Judicial (Trustee Sales)

Section: Legals

Start Date: 2020/03/06

End Date: 2020/03/27

Court Number: 089011-OR


County: Crook