TRUSTEE’S NOTICE OF SALE TS No

TRUSTEE’S NOTICE OF SALE TS No.: 101296-OR Loan No.: ******5168 Reference is made to that certain trust deed (the Deed of Trust) executed by HEIDI R SMITH, as Grantor, to LSI TITLE COMPANY, A CALIFORNIA CORPORATION, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS DESIGNATED NOMINEE FOR DIRECT MORTGAGE, CORP. D.B.A DIRECT MORTGAGE WHOLESALE CORP., BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 2/19/2010, recorded 3/8/2010, as Instrument No. 267528, in Book 3156, Page 234, the subject Deed of Trust was modified by Loan Modification recorded on 7/1/2015 as Instrument 2015 00026405, Book 3715 Page 134, then modified by Loan Modification recorded on 10/25/2019 as Instrument 2019 00052280, Book 4259 Page 242 in the Official Records of Marion County, Oregon, which covers the following described real property situated in Marion County, Oregon: BEGINNING AT THE MOST SOUTHERLY CORNER OF LOT 20, BLOCK 2, COLUMBIA ADDITION TO SALEM, MARION COUNT, OREGON, THENCE NORTH 56 DEG. 38 WEST, ALONG THE SOUTHERLY LINE OF SAID LOT, 30 FEET; THENCE NORTHERLY, PARALLEL WITH THE EASTERLY LINE OF SAID LOT, 64.8 FEET; TO THE NORTH LINE THEREOF; THENCE EAST, ALONG THE NORTHERLY LINE OF SAID LOT, 33.42 FEET, TO THE MOST EASTERLY CORNER THEREOF; THENCE SOUTHERLY, ALONG THE EASTERLY LINE OF SAID LOT, 79.5 FEET TO THE PLACE OF BEGINNING. ALSO, LOT 21, BLOCK 2, COLUMBIA ADDITION TO SALEM, IN MARION COUNTY, OREGON. BEING THE SAME PARCEL CONVEYED TO HEIDI R. M. SMITH FROM ALLAN KLUG, BY VIRTUE OF A DEED DATED 4/21/2005, RECORDED 4/22/2005, IN DEED BOOK 2468, PAGE 207, COUNTY OF MARION, STATE OF OREGON. APN: 570139 / 073W14DC08400 Commonly known as: 1095 DONNA AVE NE SALEM, OR 97301 The current beneficiary is: TRUIST BANK, FORMERLY KNOWN AS BRANCH BANKING & TRUST Both the beneficiary and the trustee have elected to sell the above-described real property to satisfy the obligations secured by the Deed of Trust and notice has been recorded pursuant to ORS 86.752(3). The default for which the foreclosure is made is the grantor’s failure to pay when due, the following sums: Delinquent Payments: Dates: Total: 6/1/2020 – 5/1/2022 $22,000.20 Late Charges: $0.00 Beneficiary Advances: $416.25 Total Required to Reinstate: $22,416.45 TOTAL REQUIRED TO PAYOFF: $137,654.70 By reason of the default, the beneficiary has declared all obligations secured by the Deed of Trust immediately due and payable, including: the principal sum of $121,648.42 together with interest thereon at the rate of 4 % per annum, from 5/1/2020 until paid, plus all accrued late charges, and all trustee’s fees, foreclosure costs, and any sums advanced by the beneficiary pursuant to the terms and conditions of the Deed of Trust Whereof, notice hereby is given that the undersigned trustee, CLEAR RECON CORP, whose address is 111 SW Columbia Street #950, Portland, OR 97201, will on 10/11/2022, at the hour of 11:00 AM, standard time, as established by ORS 187.110, AT THE HIGH STREET ENTRANCE OF THE MARION COUNTY COURTHOUSE, 100 HIGH ST NE, SALEM, OR 97301, sell at public auction to the highest bidder in the form of cash equivalent (certified funds or cashier’s check) the interest in the above-described real property which the grantor had or had power to convey at the time it executed the Deed of Trust, together with any interest which the grantor or his successors in interest acquired after the execution of the Deed of Trust, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.778 has the right to have the foreclosure proceeding dismissed and the Deed of Trust reinstated by payment to the beneficiary of the entire amount then due (other than the portion of principal that would not then be due had no default occurred), together with the costs, trustee’s and attorneys’ fees, and curing any other default complained of in the Notice of Default by tendering the performance required under the Deed of Trust at any time not later than five days before the date last set for sale. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word grantor includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by the Deed of Trust, the words trustee and beneficiary include their respective successors in interest, if any. Dated: 5/26/2022 CLEAR RECON CORP 1050 SW 6th Avenue, Suite 1100 Portland, OR 97204 Phone: 858-750-7777 866-931-0036 Hamsa Uchi, Authorized Signatory of Trustee Published June 15, 22, 29 & July 6, 2022. WI246224

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