TRUSTEE’S NOTICE OF SALE TS NO

TRUSTEE’S NOTICE OF SALE TS NO.: 22-62999 Reference is made to that certain Deed of Trust (hereinafter referred as the Trust Deed) made by TESSA WALKER as Grantor to CLEAR RECON CORP, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. (MERS), as designated nominee for GUILD MORTGAGE COMPANY, A CALIFORNIA CORPORATION, beneficiary of the security instrument, its successors and assigns, as Beneficiary, dated 5/27/2020, recorded 5/29/2020, as Instrument No. 2020-04824, in mortgage records of Columbia County, Oregon covering the following described real property situated in said County and State, to-wit: PARCEL 1: A TRACT OF LAND IN THE NORTHWEST QUARTER OF THE NORTHWEST QUARTER OF SECTION 21, TOWNSHIP 7 NORTH, RANGE 2 WEST, WILLAMETTE MERIDIAN, COLUMBIA COUNTY, OREGON, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT IN THE CENTER OF THE J.B.E. BOURNE COUNTY ROAD AT ITS POINT OF INTERSECTION WITH THE SOUTH LINE OF THE CHARLES FOX DONATION LAND CLAIM, SAID POINT BEING SOUTH 87 DEGREES 57 MINUTES EAST 1695.0 FEET FROM THE SOUTHWEST CORNER OF SAID CLAIM AND BEING IN SECTION 21, TOWNSHIP 7 NORTH, RANGE 2 WEST, WILLAMETTE MERIDIAN, COLUMBIA COUNTY, OREGON; THENCE NORTH 87 DEGREES 57 MINUTES WEST ALONG THE SOUTH LINE OF SAID CLAIM 394.48 FEET TO THE TRUE POINT OF BEGINNING OF THE HEREIN DESCRIBED TRACT; THENCE NORTH 87 DEGREES 57 MINUTES WEST ALONG SAID CLAIM LINE 150.0 FEET; THENCE NORTH 18 DEGREES 26 MINUTES EAST 150.0 FEET; THENCE SOUTH 87 DEGREES 57 MINUTES EAST 150.0 FEET; THENCE SOUTH 18 DEGREES 26 MINUTES WEST 150.0 FEET TO THE TRUE POINT OF BEGINNING.PARCEL 2: AN UNDIVIDED 1/8 INTEREST AS TO FOLLOWING THE DESCRIBED PROPERTY. A NON-EXCLUSIVE RIGHT OF WAY EASEMENT FOR ALL MODES OF TRAVEL OVER AND ACROSS A STRIP OF LAND 40 FEET WIDE LYING EASTERLY AND NORTHERLY OF THE FOLLOWING DESCRIBED LINE: BEGINNING AT A POINT THAT IS SOUTH 87 DEGREES 57 MINUTES EAST 1300.52 FEET AND NORTH 18 DEGREES 26 MINUTES EAST 110 FEET FROM THE SOUTHWEST CORNER OF THE CHARLES FOX DONATION CLAIM; THENCE NORTH 18 DEGREES 26 MINUTES EAST 40 FEET; THENCE NORTH 4 DEGREES 42 MINUTES WEST 142.7 FEET; THENCE NORTHERLY 115 FEET, MORE OR LESS, TO A POINT THAT IS NORTH 88 DEGREES 43 MINUTES EAST 350 FEET FROM A POINT 565.73 FEET SOUTH AND 406.73 FEET EAST OF THE SOUTHEAST CORNER OF THE JOHN HARRIS DONATION LAND CLAIM; THENCE SOUTH 88 DEGREES 43 MINUTES WEST 350 FEET TO THE EAST RIGHT OF WAY LINE OF THE J.G. MCKAY ROAD. The street address or other common designation, if any for the real property described above is purported to be: 30198 SANDY LNRAINIER, OREGON 97048 The Tax Assessor’s Account ID for the Real Property is purported to be: 21011 / 7N2W16-CC-01200 Both the beneficiary and the trustee, ZBS Law, LLP have elected to foreclose the above referenced Trust Deed and sell the said real property to satisfy the obligations secured by the Trust Deed and a Notice of Default and Election to Sell has been recorded pursuant to ORS 86.752(3). All right, title, and interest in the said described property which the grantors had, or had power to convey, at the time of execution of the Trust Deed, together with any interest the grantors or their successors in interest acquired after execution of the Trust Deed shall be sold at public auction to the highest bidder for cash to satisfy the obligations seemed by the Trust Deed and the expenses of sale, including the compensation of the trustee as provided by law, and the reasonable fees of trustee’s attorneys. The default for which the foreclosure is made is: The monthly installment of principal and interest which became due on 10/1/2021, late charges, and all subsequent monthly installments of principal and interest. You are responsible to pay all payments and charges due under the terms and conditions of the loan documents which come due subsequent to the date of this notice, including, but not limited to, foreclosure trustee fees and costs, advances and late charges. Furthermore, as a condition to bring your account in good standing, you must provide the undersigned with written proof that you are not in default on any senior encumbrance and provide proof of insurance. Nothing in this notice should be construed as a waiver of any fees owing to the beneficiary under the deed of trust, pursuant to the terms and provisions of the loan documents. The amount required to cure the default in payments to date is calculated as follows: From: 10/1/2021 Total of past due payments: $18,421.38 Late Charges: $289.80 Additional charges (Taxes, Insurance, Corporate Advances, Other Fees): $1,092.06 Trustee’s Fees and Costs: $2,424.00 Total necessary to cure: $22,227.24 Please note the amounts stated herein are subject to confirmation and review and are likely to change during the next 30 days. Please contact the successor trustee ZBS Law, LLP, to obtain a reinstatement’ and or payoff’ quote prior to remitting funds. By reason of said default the beneficiary has declared all sums owing on the obligation secured by the Trust Deed due and payable. The amount required to discharge this lien in its entirety to date is: $303,690.52 Said sale shall be held at the hour of 1:00 PM on 11/1/2022 in accord with the standard of time established by ORS 187.110, and pursuant to ORS 86.771(7) shall occur at the following designated place: Front Entrance of the Columbia County Courthouse, 230 Strand Street, St. Helens, OR 97051 Other than as shown of record, neither the said beneficiary nor the said trustee have any actual notice of any person having or claiming to have any lien upon or interest in the real property hereinabove described subsequent to the interest of the trustee in the Trust Deed, or of any successor(s) in interest to the grantors or of any lessee or other person in possession of or occupying the property, except: NONE Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation(s) of the Trust Deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with the trustee’s and attorney’s fees not exceeding the amounts provided by ORS 86.778.The mailing address of the trustee is: ZBS Law, LLP5 Centerpointe Dr., Suite 400 Lake Oswego, OR 97035 (503) 946-6558 In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word grantor includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words trustee and ‘beneficiary include their respective successors in interest

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