TRUSTEE’S NOTICE OF SALE by John C. Chavez and Trudy Chavez, husband and wife, as grantor

TRUSTEE’S NOTICE OF SALE Reference is made to a certain trust deed (Trust Deed) made, executed and delivered by John C. Chavez and Trudy Chavez, husband and wife, as grantor, to Jefferson County Title Company, as trustee, in favor of Vanderbilt Mortgage and Finance, Inc., as beneficiary, dated October 24, 2007, and recorded on October 29, 2007, as Recording No. 2007-005379, in the mortgage records of Jefferson County, Oregon. The Trust Deed covers the following described real property (Property) situated in said county and state, to-wit: Lot 18, Block 19, and the South half of Lot 19, Block 19, PLAT OF THE TOWNSITE OF METOLIUS, Jefferson County, Oregon, as recorded in Plat Book 1, Page 25, Jefferson County Records. There are defaults by the grantor or other person owing an obligation, the performance of which is secured by the Trust Deed, with respect to provisions therein which authorize sale in the event of default of such provision; the defaults for which foreclosure is made is grantor’s failure to pay when due the following sums: Arrearage in the sum of $5,585.43 as of June 28, 2022, plus additional payments, property expenditures, taxes, liens, assessments, insurance, late fees, attorney’s and trustee’s fees and costs, and interest due at the time of reinstatement or sale. By reason of said defaults, the beneficiary has declared all sums owing on the obligations secured by said Trust Deed immediately due and payable, said sums being the following, to-wit: Payoff in the sum of $97,621.58 as of June 28, 2022, plus taxes, liens, assessments, property expenditures, insurance, accruing interest, late fees, attorney’s and trustee’s fees and costs incurred by beneficiary or its assigns. WHEREFORE, notice hereby is given that the undersigned trustee will on November 29, 2022, at the hour of 11:00 a.m., in accord with the standard of time established by ORS 187.110, at the following place: Main Entrance of the Jefferson County Courthouse, 75 S.E. C Street, Madras, Oregon, sell at public auction to the highest bidder for cash the interest in the above-described Property, which the grantor had or had power to convey at the time of the execution by grantor of the said Trust Deed, together with any interest which the grantor or grantor’s successors in interest acquired after the execution of the Trust Deed, to satisfy the obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or Trust Deed, and in addition to paying said sum or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with trustee’s and attorney’s fees not exceeding the amounts provided by said ORS 86.778. In construing this notice, the singular includes the plural, the word grantor includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said Trust Deed, and the words trustee and beneficiary include their respective successors in interest, if any. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. The NOTICE TO RESIDENTIAL TENANTS, attached hereto as Exhibit A, is incorporated herein by reference. [Exhibit A, NOTICE TO RESIDENTIAL TENANTS, is not published pursuant to ORS 86.774(2)(b).] THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. UNLESS YOU NOTIFY US WITHIN 30 DAYS AFTER RECEIVING THIS NOTICE THAT YOU DISPUTE THE VALIDITY OF THE DEBT, OR ANY PORTION OF IT, WE WILL ASSUME THE DEBT IS VALID. IF YOU NOTIFY US, IN WRITING, WITHIN 30 DAYS AFTER RECEIPT OF THIS NOTICE THAT YOU DO DISPUTE THE DEBT OR ANY PORTION OF IT, WE WILL PROVIDE VERIFICATION BY MAILING YOU A COPY OF THE RECORDS. IF YOU SO REQUEST, IN WRITING, WITHIN 30 DAYS AFTER RECEIPT OF THIS NOTICE, WE WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR IF DIFFERENT FROM THE CURRENT CREDITOR. DATED: July 13, 2022. /s/ Eleanor A. DuBay Eleanor A. DuBay, OSB #073755 Authorized By: Tomasi Bragar DuBay PC, Successor Trustee 121 SW Morrison, Suite 1850 Portland, OR 97204 Phone: 503-894-9900; fax: 971-544-7236 Publish: September 21, 28, October 5, 12, 2022 MP256741

ad: 256741

Publication: Madras Legals 2

Section: Legals

Start Date: 2022/09/21

End Date: 2022/10/12

Owner: Tomasi Bragar DuBay PC


County: Jefferson