TRUSTEE’S NOTICE OF SALE TS No.: 101956-OR Loan No.: ******987C Reference is made to that certain trust deed (the Deed of Trust) executed by JEFFREY B SCHROEDER, as Grantor, to NORTHWEST TRUSTEE SERVICES, INC., as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS DESIGNATED NOMINEE FOR GUILD MORTGAGE COMPANY, A CALIFORNIA CORPORATION, BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 5/15/2017, recorded 5/17/2017, as Instrument No. 2017-004664, in the Official Records of Columbia County, Oregon, which covers the following described real property situated in Columbia County, Oregon: PARCEL 1: BEGINNING AT A POINT WHICH IS 468 FEET WEST AND 987 FEET SOUTH OF THE NORTHEAST CORNER OF SECTION 4, TOWNSHIP 4 NORTH, RANGE 2 WEST, WILLAMETTE MERIDIAN, COLUMBIA COUNTY, OREGON; THENCE SOUTH 365 FEET, MORE OR LESS, TO THE NORTHEAST CORNER OF A PARCEL OF LAND CONVEYED TO LAURA M. MCWHIRTER BY DEED RECORDED JUNE 17, 1963, IN BOOK 152, PAGE 386, DEED RECORDS; THENCE WEST ALONG THE NORTH LINE OF SAID MCWHIRTER TRACT A DISTANCE OF 491.4 FEET, MORE OR LESS, TO THE NORTHWEST CORNER OF SAID MCWHIRTER TRACT; THENCE NORTH 21 DEGREES 07 MINUTES WEST A DISTANCE OF 393 FEET, MORE OR LESS, TO POINT OF INTERSECTION WITH A LINE DRAWN WEST FROM THE POINT OF BEGINNING; THENCE EAST A DISTANCE OF 650 FEET, MORE OR LESS, TO POINT OF BEGINNING. PARCEL 2: TOGETHER WITH AN EASEMENT AS RESERVED BY MARY WINIFRED CAPRON OVER ADJOINING LOT FOR INGRESS AND EGRESS IN FEE NUMBER 95-04652 ON MAY 31, 1995, DEED RECORDS OF COLUMBIA COUNTY OREGON. APN: 15287 / 0208-15287 Commonly known as: 30879 DOWD ROAD SAINT HELENS, OR 97051 The current beneficiary is: GUILD MORTGAGE COMPANY LLC Both the beneficiary and the trustee have elected to sell the above-described real property to satisfy the obligations secured by the Deed of Trust and notice has been recorded pursuant to ORS 86.752(3). The default for which the foreclosure is made is the grantor’s failure to pay when due, the following sums: Delinquent Payments: Dates: No. Amount Total: 06/01/21 thru 12/01/21 7 $2,427.53 $16,992.71 01/01/22 thru 09/01/22 7 $2,464.38 $22,179.42 Late Charges: $2,391.66 Beneficiary Advances: $0.00 Total Required to Reinstate: $41,563.79 TOTAL REQUIRED TO PAYOFF: $442,186.85 By reason of the default, the beneficiary has declared all obligations secured by the Deed of Trust immediately due and payable, including: the principal sum of $404,603.49 together with interest thereon at the rate of 4.25 % per annum, from 5/1/2021 until paid, plus all accrued late charges, and all trustee’s fees, foreclosure costs, and any sums advanced by the beneficiary pursuant to the terms and conditions of the Deed of Trust Whereof, notice hereby is given that the undersigned trustee, CLEAR RECON CORP, whose address is 111 SW Columbia Street #950, Portland, OR 97201, will on 2/7/2023, at the hour of 1:00 PM, standard time, as established by ORS 187.110, AT THE FRONT ENTRANCE TO THE COLUMBIA COUNTY COURTHOUSE, 230 STRAND STREET, ST. HELENS, OR 97051, sell at public auction to the highest bidder in the form of cash equivalent (certified funds or cashier’s check) the interest in the above-described real property which the grantor had or had power to convey at the time it executed the Deed of Trust, together with any interest which the grantor or his successors in interest acquired after the execution of the Deed of Trust, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.778 has the right to have the foreclosure proceeding dismissed and the Deed of Trust reinstated by payment to the beneficiary of the entire amount then due (other than the portion of principal that would not then be due had no default occurred), together with the costs, trustee’s and attorneys’ fees, and curing any other default complained of in the Notice of Default by tendering the performance required under the Deed of Trust at any time not later than five days before the date last set for sale. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word grantor includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by the Deed of Trust, the words trustee and beneficiary include their respective successors in interest, if any. Dated: 9/26/2022 CLEAR RECON CORP 1050 SW 6th Avenue, Suite 1100 Portland, OR 97204 Phone: 858-750-7777 866-931-0036 Hamsa Uchi, Authorized Signatory of Trustee Published Oct. 21, 28, Nov. 4 & 11, 2022 CCS260681

ad: 260681

Publication: Non-Judicial (Trustee Sales)

Section: Legals

Start Date: 2022/10/19

End Date: 2022/11/11

Court Number: 101956-OR


County: Columbia